It is always best to be prepared and make sure your wills and trusts are set up correctly, so there is no confusion and all your wishes are carried out as planned.  The way you set things up can really save a lot of time, money, and frustration for the loved ones you leave behind, as well.  It is best to do it right the first time and then, as life changes happen, make certain alterations, immediately.  We don’t know what the future holds, but death is a certainty; don’t wait to plan for it.